Ridgeview

Landsea Mortgage is a division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an equal housing lender. Landsea Mortgage has a financial relationship with Landsea Homes, and you may choose not to use Landsea Mortgage in connection with the purchase of a Landsea Homes property. You are entitled to shop around for the best lender/real estate company for you. APR – 5.802%. *Rates effective 10/28/22. For a limited time, Landsea Homes is offering a promotional interest rate of 5.500% (the “Promotion”) valid on new home contracts entered into as of 10/28/22 through 12/16/2022 and closing by 12/30/22 (“Promotion Period”) and applies to the homesites showcased herein. For eligibility, an applicant must (1) pre-apply with Affiliated Lender by visiting www.landseamortgage.com prior to submitting an offer to qualify for the Promotion; (2) utilize the services of the Seller’s closing agent and finance with Affiliated Lender; and (3) satisfy all other eligibility criteria of Seller and/or Affiliated Lender. The Promotion is limited to conventional financing for qualified owner-occupied borrowers only. Applicants are not required to finance through the Affiliated Lender; however, the Promotion is only available through the Affiliated Lender. The interest rate and associated annual percentage rate (“APR”) stated above assume a Conventional loan program with 95.0% loan to value (“LTV”), a qualifying credit score of at least 740, and debt to income (DTI) less than 45.0%. Total monthly payments for lower LTVs and FHA loans will vary. The payments stated above do not include estimated taxes or homeowner’s insurance. Your actual payment will be higher. An annual and monthly mortgage insurance premium may be required and will vary depending on the loan characterization. Payments and rates may vary based on borrower’s credit score, actual closing costs and other variables. Depending on your situation, flood, property hazard and mortgage insurance may be needed, which could increase the monthly payment and annual percentage rate (APR). Make sure you understand the features associated with the loan program you choose and that it meets your unique financial needs. Subject to debt-to-income and underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of homeownership, occupancy, title, income, employment, credit, home value, collateral and underwriting requirements. Not all applicants will be approved for financing. NFM, Inc. cannot predict where rates will be in the future. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. For NFM, Inc.’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc. is not affiliated with, or an agent or division of, a governmental agency or depository institution. Copyright © 2022. Landsea Mortgage powered by NFM Tempe branch is located at 850 West Elliot Road, Suite 101, Tempe, AZ 85284. Branch NMLS #1490627. Branch licensing information: AZ 0121417. NFM, Inc. d/b/a NFM Lending. NFM, Inc. is licensed by AZ #0934973 FL # MLD174 and MLD795. Copyright © 2022.