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*Conventional – 5.49% (5.521% APR) based on 20% down payment

*For a limited time and while supplies last, Landsea Homes is offering below-market interest rates on homes contracted after 7/30/25 and on or before 9/30/25, with a closing date between 11/14/25 through 11/21/25 (the “Promotion”). Landsea Homes has locked in, through Landsea Mortgage, fixed interest rates using a pool of funds. Interest rates are only available through Landsea Mortgage until funds are either depleted or rates expire. Interest rates are subject to change daily and without notice. The Promotion is subject to maximum contribution limitations based on mortgage loan program guidelines and excludes loan level pricing adjustments (LLPAs) based on qualifying credit score, loan to value, occupancy and property type. The Promotion assumes a Conventional, fixed-rate loan; 5% down payment or more; loan amount up to the conforming limit, $806,500; 780 credit score or better; and Primary Residence.

**For a limited time, Landsea Homes is offering a closing costs credit that can be applied toward customary closing costs and prepaid costs valid on homes contracted after 7/30/25 and on or before 9/30/25, with a closing date between 11/14/25 through 11/21/25 (the “Promotion”). Excludes loan level pricing adjustments (LLPAs) based on qualifying credit score, loan to value, occupancy and property type. Closing cost credit varies by community. Applicants are not required to finance through Landsea Mortgage; however, the Promotion is only available through Landsea Mortgage. The total closing cost credit by Landsea Homes, where applicable, is subject to maximum contribution limitations based on mortgage loan program guidelines. Inquire with Landsea Mortgage directly to learn more about its mortgage programs. Other restrictions apply. This credit is not redeemable for cash or cash equivalents. Void where prohibited by law. Applicants are subject to qualifications for specific loan terms, occupancy, down payment, credit and underwriting requirements and/or investor program guidelines – not all applicants will be eligible for the Promotion. For eligibility, an applicant must (1) pre-apply with Landsea Mortgage by visiting www.landseamortgage.com prior to submitting an offer to qualify for the Promotion; (2) utilize the services of Landsea Homes’ closing agent and finance with Landsea Mortgage; and (3) satisfy all other eligibility criteria of Landsea Homes and/or Landsea Mortgage. Applicants are not required to finance through Landsea Mortgage; however, the Promotion is only available through Landsea Mortgage.

This is a co-marketing piece with Landsea Homes. Landsea Mortgage is a Division of NFM Lending, LLC. NFM Lending, LLC – NMLS #2893. NFM Lending, LLC is an Equal Housing Lender. NFM Lending, LLC. dba Landsea Mortgage, has a financial relationship with the homebuilder Landsea Homes and you may choose not to use NFM Lending, LLC dba Landsea Mortgage as your lender in connection with the purchase of a Landsea Home. You are entitled to shop around for the best lender/real estate company for you. This is not a credit decision or a commitment to lend. Landsea Mortgage cannot predict where rates will be in the future. Make sure you understand the features associated with the loan program you choose and that it meets your unique financial needs. For full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM Lending LLC’s NMLS #2893 www.nmlsconsumeraccess.org. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or depository institution. Landsea Mortgage powered by NFM Lending, LLC Tempe branch is located at 58 S. River Drive, Suite 330, Tempe, AZ 85288. Branch NMLS #1490627. Branch licensing information: AZ 0121417. NFM Lending, LLC is licensed by AZ #0934973; MLOs and company are CA licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. CA #6039416 and #4131349. Copyright © 2025 NFM Lending, LLC. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending LLC and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.