New Quick Move-In Homes in Arizona

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AZ:
*FHA – YR 1 2.99% - YR 2 3.99% - YR 3+ 4.99% (5.724% APR) based on 3.5% down payment
VA – YR 1 2.99% - YR 2 3.99% - YR 3+ 4.99% (5.199% APR) based on 0% down payment

SoCal:
*FHA – 4.99% (5.724% APR) based on 3.5% down payment
VA – 4.99% (5.199% APR) based on 0% down payment
Conventional – 5.75% (5.773% APR) based on 20% down payment

NorCal:
*FHA – 4.99% (5.724% APR) based on 3.5% down payment and the max FHA loan amount of $1,209,750. Loan amounts greater will have additional costs.
VA – 4.99% (5.199% APR) based on 0% down payment and the max conforming loan amount of $806,500. Loan amounts greater will have additional costs.
Conventional – 5.75% (5.773% APR) based on 20% down payment and the max conforming loan amount of $806,500. Loan amounts greater will have additional costs.

CO:
*FHA – 4.99% (5.724% APR) based on 3.5% down payment
VA – 4.99% (5.199% APR) based on 0% down payment
Conventional – 5.75% (5.790% APR) based on 20% down payment

FL:
*FHA – 4.99% (5.718% APR) based on 3.5% down payment
VA – 4.99% (5.199% APR) based on 0% down payment
Conventional – 5.75% (5.782% APR) based on 20% down payment

Austin, TX:
*FHA – 4.99% (5.724% APR) based on 3.5% down payment
VA – 4.99% (5.199% APR) based on 0% down payment
Conventional – 5.75% (5.791% APR) based on 20% down payment

*For a limited time, Landsea Homes is offering below-market interest rates valid on new home contracts for eligible properties closing by 6/30/2025 (the “Promotion”). Landsea Homes has locked in, through Landsea Mortgage, fixed interest rates using a pool of funds. Interest rates are only available through Landsea Mortgage until funds are either depleted or rates expire. Interest rates are subject to change daily and without notice.

**For a limited time, Landsea Homes is offering to buydown the Market Interest Rate by 1% within 45 days of the Final Closing Date for delivery of the home, valid on new contracts as of 02/20/2025 and applies to select homesites (the “Promotion”). The Final Closing Date will be provided by Landsea Homes once the home is substantially complete. The Market Interest Rate will be based off of the Mortgage Bankers Association Weekly Rate Survey, which can be found here: https://www.mortgagenewsdaily.com/mortgage-rates/mba.

***The payments stated above are for a FHA loan assuming a FICO score of 640+ and 3.5% down. The payments stated are based on principal and interest only and do not include taxes, insurance, or homeowner’s association payments. Your actual payment will be higher. The mortgage insurance premium will vary depending on the loan characterization. Payments and rates may vary based on a borrower’s credit score, actual closing costs and other variables. Depending on your situation, flood insurance may be needed, which could increase the monthly payment and annual percentage rate (APR).

At closing, Landsea Homes agrees to contribute a closing cost credit toward discount points to buy down the Market Interest Rate by 1%. The total contribution by Landsea Homes is subject to maximum contribution limitations based on mortgage loan program guidelines, and excludes loan level pricing adjustments (LLPAs) based on qualifying credit score, loan to value, occupancy, and property type. The Promotion assumes (a) a Conventional, fixed rate loan; 10% down payment or more; 780 credit score or better; and Primary Residence; (b) a FHA, fixed rate loan; 3.50% down payment; 640 credit score or better; and Primary Residence; or (c) a VA, fixed rate loan; 0% down payment; 640 credit score or better; and Primary Residence. Interest rates are subject to change daily and without notice. The final interest rate will depend on the Market Interest Rate at the time of requesting to lock, individual qualifications and loan specifics.

Applicants are subject to qualifications for specific loan terms, occupancy, down payment, credit and underwriting requirements and/or investor program guidelines – not all applicants will be eligible for the Promotion. For eligibility, an applicant must (1) pre-apply with Landsea Mortgage by visiting www.landseamortgage.com prior to submitting an offer to qualify for the Promotion; (2) utilize the services of Landsea Homes’ closing agent and finance with Landsea Mortgage; and (3) satisfy all other eligibility criteria of Landsea Homes and/or Landsea Mortgage. Applicants are not required to finance through Landsea Mortgage; however, the Promotion is only available through Landsea Mortgage.

This is a co-marketing piece with Landsea Homes. Landsea Mortgage is a Division of NFM Lending LLC. NFM Lending LLC-NMLS #2893. NFM Lending LLC. is an Equal Housing Lender. NFM Lending LLC. dba Landsea Mortgage, has a financial relationship with the home builder Landsea Homes and you may choose not to use NFM Lending LLC, dba Landsea Mortgage as your lender in connection with the purchase of a Landsea Home. You are entitled to shop around for the best lender/real estate company for you. This is not a credit decision or a commitment to lend. Landsea Mortgage cannot predict where rates will be in the future. Make sure you understand the features associated with the loan program you choose and that it meets your unique financial needs. For full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM Lending LLC NMLS #2893 (www.nmlsconsumeraccess.org). NFM Lending LLC is not affiliated with, or an agent or division of, a governmental agency or depository institution. Landsea Mortgage powered by NFM Lending LLC Tempe branch is located at 58 S River Dr, Suite 330, Tempe, AZ 85281. Branch NMLS #1490627. Branch licensing information: AZ 0121417. NFM Lending LLC. is licensed by AZ #0934973; MLOs and company are CA licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. CA #6039416 and 4131349; CO #2893; FL # MLD174 and MLD795; TX # 2893 (dba NFM Consultants, Inc.). Copyright © 2025 NFM Lending, LLC. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending, LLC. and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Dallas-Fort Worth:
*FHA –YR 1 3.99%-YR 2+ 4.99% (5.546% APR) based on 3.5% down payment
VA – YR 1 3.99%-YR 2+ 4.99% (5.216% APR) based on 0% down payment

*For a limited time, Landsea Homes is offering a 1/0 Temporary Interest Rate Buy down valid on new home contracts for eligible properties closing by 6/30/2025 (the “Promotion”). APR based on available rates as of 5/16/25 with a FICO score of 680 and Sales Price of $450,000. Purchase your home today and in the first year your original interest rate (4.99%) will be temporarily lowered by 1 percentage point (3.99%). After that time, your mortgage will revert to the original interest rate (4.99%) from the second year through the life of the loan. Interest rates are only available through Landsea Mortgage Powered by S3 Home Loans NMLS# 2395795 until funds are either depleted or rates expire. This offer is subject to change or to be discontinued at any time without prior notice. Please contact your Landsea Homes Sales Counselor for further details.

**For a limited time, Landsea Homes is offering to buy down the Market Interest Rate by 1% within 45 days of the Final Closing Date for delivery of the home, valid on new contracts as of 04/15/2025 and applied to select homesites (the “Promotion”). The Final Closing Date will be provided by Landsea Homes once the home is substantially complete. The Market Interest Rate will be based off the Mortgage Bankers Association Weekly Rate Survey, which can be found here: https://www.mortgagenewsdaily.com/mortgage-rates/mba. At closing, Landsea Homes agrees to contribute a closing cost credit toward discount points to buy down the Market Interest Rate by 1% when closing with Landsea Mortgage Homes powered by S3 Home Loans NMLS #2395795. The total contribution by Landsea Homes is subject to maximum contribution limitations based on mortgage loan program guidelines, and excludes loan level pricing adjustments (LLPAs) based on qualifying credit score, loan to value, occupancy and property type. The Promotion assumes (a) a Conventional, fixed-rate loan; 10% down payment or more; 780 credit score or better; and Primary Residence; (b) a FHA, fixed-rate loan; 3.50% down payment; 640 credit score or better; and Primary Residence; or (c) a VA, fixed-rate loan; 0% down payment; 640 credit score or better; and Primary Residence. Interest rates are subject to change daily and without notice. The final interest rate will depend on the Market Interest Rate at the time of requesting to lock, individual qualifications and loan specifics.