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*FHA –YR 1 2.99%-YR 2 3.99%-YR 3+ 4.99% (5.724% APR) based on 3.5% down payment
VA – YR 1 2.99%-YR 2 3.99%-YR 3+ 4.99% (5.199% APR) based on 0% down payment
** Conventional – YR 1 3.75%-YR 2 4.75%-YR 3+ 5.75% (5.773% APR) based on 20% down payment

*For a limited time, Landsea Homes is offering a 2/1 Temporary Interest Rate Buydown valid on new home contracts for eligible properties contracting by 7/18/2025 and closing by 7/31/2025 (the “Promotion”). Landsea Homes has locked in, through Landsea Mortgage, fixed interest rates using a pool of funds. Purchase your home today and in the first year your original interest rate (4.99%) will be temporarily lowered by 2 percentage points (2.99%) and 1 percentage point the second year (3.99%). After that time, your mortgage will revert to the original interest rate (4.99%) from the third year through the life of the loan. Interest rates are only available through Landsea Mortgage until funds are either depleted or rates expire. Interest rates are subject to change daily and without notice.

**For a limited time, Landsea Homes is offering a 2/1 Temporary Interest Rate Buydown valid on new home contracts for eligible properties contracting by 7/18/2025 and closing by 7/31/2025 (the “Promotion”). Landsea Homes has locked in, through Landsea Mortgage, fixed interest rates using a pool of funds. Purchase your home today and in the first year your original interest rate (5.75%) will be temporarily lowered by 2 percentage points (3.75%) and 1 percentage point the second year (4.75%). After that time, your mortgage will revert to the original interest rate (5.75%) from the third year through the life of the loan. Interest rates are only available through Landsea Mortgage until funds are either depleted or rates expire. Interest rates are subject to change daily and without notice.

***For a limited time, Landsea Homes is offering to buydown the Market Interest Rate by 1% within 45 days of the Final Closing Date for delivery of the home, valid on new contracts as of 04/20/2025 and applies to select homesites (the “Promotion”). The Final Closing Date will be provided by Landsea Homes once the home is substantially complete. The Market Interest Rate will be based off of the Mortgage Bankers Association Weekly Rate Survey, which can be found here: www.mortgagenewsdaily.com/mortgage-rates/mba. At closing, Landsea Homes agrees to contribute a closing cost credit toward discount points to buy down the Market Interest Rate by 1%. The total contribution by Landsea Homes is subject to maximum contribution limitations based on mortgage loan program guidelines, and excludes loan level pricing adjustments (LLPAs) based on qualifying credit score, loan to value, occupancy, and property type. The Promotion assumes (a) a Conventional, fixed rate loan; 10% down payment or more; 780 credit score or better; and Primary Residence; (b) a FHA, fixed rate loan; 3.50% down payment; 640 credit score or better; and Primary Residence; (c) or a VA, fixed rate loan; 0% down payment; 640 credit score or better; and Primary Residence. Interest rates are subject to change daily and without notice. The final interest rate will depend on the Market Interest Rate at the time of requesting to lock, individual qualifications and loan specifics.

Applicants are subject to qualifications for specific loan terms, occupancy, down payment, credit and underwriting requirements and/or investor program guidelines – not all applicants will be eligible for the Promotion. For eligibility, an applicant must (1) pre-apply with Landsea Mortgage by visiting www.landseamortgage.com prior to submitting an offer to qualify for the Promotion; (2) utilize the services of the Landsea Homes closing agent and finance with Landsea Mortgage; and (3) satisfy all other eligibility criteria of Landsea Homes and/or Landsea Mortgage. Applicants are not required to finance through the Landsea Mortgage; however, the Promotion is only available through Landsea Mortgage. Inquire with Landsea Mortgage directly to learn more about its mortgage programs. Other restrictions apply. Void where prohibited by law.

This is a co-marketing piece with Landsea Homes. Landsea Mortgage is a Division of NFM Lending LLC. NFM Lending LLC-NMLS #2893. NFM Lending LLC. is an Equal Housing Lender. NFM Lending LLC. dba Landsea Mortgage, has a financial relationship with the home builder Landsea Homes and you may choose not to use NFM Lending LLC, dba Landsea Mortgage as your lender in connection with the purchase of a Landsea Home. You are entitled to shop around for the best lender/real estate company for you. This is not a credit decision or a commitment to lend. Landsea Mortgage cannot predict where rates will be in the future. Make sure you understand the features associated with the loan program you choose and that it meets your unique financial needs. For full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM Lending LLC NMLS #2893 (www.nmlsconsumeraccess.org). NFM Lending LLC is not affiliated with, or an agent or division of, a governmental agency or depository institution. Landsea Mortgage powered by NFM Lending LLC Tempe branch is located at 58 S River Dr, Suite 330, Tempe, AZ 85281. Branch NMLS #1490627. Branch licensing information: AZ 0121417. NFM Lending LLC. is licensed by AZ #0934973 MLOs and company are CA licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. CA #6039416 and 4131349 (dba NFM Consultants, Inc.). Copyright © 2025 NFM Lending, LLC. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending, LLC. and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.