New Homes for Sale in St. Cloud, FL

*FHA –YR 1 3.99%-YR 2 4.99%-YR 3+ 5.99% (6.729% APR based on 3.5% down payment)
VA – YR 1 3.99%-YR 2 4.99%-YR 3+ 5.99% (6.212% APR based on 0% down payment)

*For a limited time, Landsea Homes is offering a 2/1 Temporary Interest Rate Buydown valid on new home contracts as of 11/15/23 for eligible properties closing by 12/29/2023 (the “Promotion”). Landsea Homes has locked in, through Landsea Mortgage, fixed interest rates using a pool of funds. Purchase your home today and in the first year your original interest rate (5.99%) will be temporarily lowered by 2 percentage points (3.99%) and 1 percentage point the second year (4.99%). After that time, your mortgage will revert to the original interest rate (5.99%) from the third year through the life of the loan. Interest rates are only available through Landsea Mortgage until funds are either depleted or rates expire. Interest rates are subject to change daily and without notice.

**FHA – 5.99% (6.729% APR) based on 3.5% down payment
VA – 5.99% (6.212% APR) based on 0% down payment

**For a limited time, Landsea Homes is offering below-market interest rates valid on new home contracts for eligible properties closing by 12/29/2023 (the “Promotion”). Landsea Homes has locked in, through Landsea Mortgage, fixed interest rates using a pool of funds. Interest rates are only available through Landsea Mortgage until funds are either depleted or rates expire. Interest rates are subject to change daily and without notice.

***For a limited time, Landsea Homes is offering a closing cost credit of up to $10,000.00 that can be applied toward discount points and/or other settlement costs at closing (the “Promotion”). The total closing cost credit by Seller is subject to maximum contribution limitations based on mortgage loan program guidelines. Inquire with Affiliated Lender directly to learn more about its mortgage programs. Other restrictions apply. This credit is not redeemable for cash or cash equivalents. Void where prohibited by law. This promotion is valid on new home contracts for eligible properties closing by 12/29/2023.

Applicants are subject to qualifications for specific loan terms, occupancy, down payment, credit and underwriting requirements and/or investor program guidelines – not all applicants will be eligible for the Promotion. For eligibility, an applicant must (1) pre-apply with Landsea Mortgage by visiting www.landseamortgage.com prior to submitting an offer to qualify for the Promotion; (2) utilize the services of Landsea Homes’ closing agent and finance with Landsea Mortgage; and (3) satisfy all other eligibility criteria of Landsea Homes and/or Landsea Mortgage. Applicants are not required to finance through Landsea Mortgage; however, the Promotion is only available through Landsea Mortgage.

This is a co-marketing piece with Landsea Homes. Landsea Mortgage is a Division of NFM, Inc. NFM, Inc. -NMLS #2893. NFM, Inc. is an Equal Housing Lender. NFM, Inc. dba Landsea Mortgage, has a financial relationship with the home builder Landsea Homes and you may choose not to use NFM Inc, dba Landsea Mortgage as your lender in connection with the purchase of a Landsea Home. You are entitled to shop around for the best lender/real estate company for you. This is not a credit decision or a commitment to lend. Landsea Mortgage cannot predict where rates will be in the future. Make sure you understand the features associated with the loan program you choose and that it meets your unique financial needs. For full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc. is not affiliated with, or an agent or division of, a governmental agency or depository institution. Landsea Mortgage powered by NFM Tempe branch is located at 850 West Elliot Road, Suite 101, Tempe, AZ 85284. Branch NMLS #1490627. Branch licensing information: AZ 0121417. NFM, Inc. d/b/a NFM Lending. NFM, Inc. is licensed by AZ #0934973; FL # MLD174 and MLD795 (dba NFM Consultants, Inc.). Copyright © 2023.