Concept 2393 – 12717 Ruger Road

^© 2024 Landsea Homes US Corporation. All rights reserved. LANDSEA^® and LIVE IN YOUR ELEMENT^® are federally registered trademarks of Landsea. No information contained herein shall be deemed to constitute a representation or warranty of any kind. Plans, pricing, availability, product information, square footage, amenities and community/neighborhood information are subject to change without notice or obligation. Floor plans are for representational purposes only and may not reflect the exact features or dimensions of your home. Renderings are artist’s conceptions. Home(s) shown may not represent actual homesite(s) for sale. Model(s) do(es) not display racial preference. Square footage is approximate. Some features and options shown may not be offered in your community. Please see the signed purchase agreement for additional information, disclosures and disclaimers relating to your home. All rights reserved and strictly enforced. This is not an offering where prohibited by law. Landsea Real Estate California, Inc. CA DRE #02030520 | Arizona Broker #BR531087000. LIC #C0688244000. ROC #295355. ROC #324050. | CGC #1507971.

*FHA – 3.99% (4.735% APR) based on 3.5% down payment
VA – 3.99% (4.215% APR) based on 0% down payment

**FHA – 4.99% (5.546% APR) based on 3.5% down payment
VA – 4.99% (5.216% APR) based on 0% down payment

*Offer valid for new contracts on select inventory homes that close on or before 11/30/24. 3.99% fixed rate cannot be combined with other offers. FHA Loan APR 4.735% based on available rates as of 9/19/24 with FICO score of 680, Sales Price of $450,000 and 3.5% down payment on a FHA 30 yr fixed term. VA Loan APR 4.215% based on available rates as of 9/19/24 with FICO score of 680, Sales Price of $450,000 and 0% down payment on a VA 30 yr fixed term. All Financing and Rate incentives are based on FHA/VA loans and only valid for customers using Landsea Mortgage Powered by S3 Home Loans NMLS # 2395795. Offer excludes Bond/Down Payment Assistance loans. Offer subject to credit approval, not all borrowers will qualify. Additional Closing Cost amounts, if any, are dependent on the structure of the loan buyer chooses and the responsibility of the buyer. Seller credit cannot exceed actual closing costs and any unused amounts that cannot be applied will be forfeited. This offer is subject to change or to be discontinued at any time without prior notice. Please contact your Landsea Homes Sales Counselor for further details.

**Offer valid for new contracts on select inventory homes that close on or before 12/31/24. 4.99% fixed rate cannot be combined with other offers. FHA Loan APR 5.546% based on available rates as of 8/14/24 with FICO score of 680, Sales Price of $450,000 and 3.5% down payment on a FHA 30 yr fixed term. VA Loan APR 5.216% based on available rates as of 8/14/24 with FICO score of 680, Sales Price of $450,000 and 0% down payment on a VA 30 yr fixed term. All Financing and Rate incentives are based on FHA/VA loans and only valid for customers using Landsea Mortgage Powered by S3 Home Loans NMLS # 2395795. Offer excludes Bond/Down Payment Assistance loans. Offer subject to credit approval, not all borrowers will qualify. Additional Closing Cost amounts, if any, are dependent on the structure of the loan buyer chooses and the responsibility of the buyer. Seller credit cannot exceed actual closing costs and any unused amounts that cannot be applied will be forfeited. This offer is subject to change or to be discontinued at any time without prior notice. Please contact your Landsea Homes Sales Counselor for further details.

***For a limited time, Landsea Homes is offering a closing costs credit UP TO $20,000 that can be applied toward discount points and/or other settlement costs at closing valid on new home contracts for eligible properties closing by 12/31/2024 (the “Promotion”). Applicants are not required to finance through the Landsea Mortgage; however, the Promotion is only available through Landsea Mortgage. The total closing cost credit by Landsea Homes, where applicable, is subject to maximum contribution limitations based on mortgage loan program guidelines. Inquire with Landsea Mortgage directly to learn more about its mortgage programs. Other restrictions apply. This credit is not redeemable for cash or cash equivalents. Void where prohibited by law.

Applicants are subject to qualifications for specific loan terms, occupancy, down payment, credit and underwriting requirements and/or investor program guidelines – not all applicants will be eligible for the Promotion. For eligibility, an applicant must (1) pre-apply with Landsea Mortgage by visiting www.landseamortgage.com prior to submitting an offer to qualify for the Promotion; (2) utilize the services of the Landsea Homes closing agent and finance with Landsea Mortgage; and (3) satisfy all other eligibility criteria of Landsea Homes and/or Landsea Mortgage. Applicants are not required to finance through the Landsea Mortgage; however, the Promotion is only available through Landsea Mortgage. The total closing cost credit by Landsea Homes is subject to maximum contribution limitations based on mortgage loan program guidelines. Inquire with Landsea Mortgage directly to learn more about its mortgage programs. Other restrictions apply. This credit is not redeemable for cash or cash equivalents. Void where prohibited by law.

This is a co-marketing piece with Landsea Homes. Landsea Mortgage is a Division of NFM, Inc. NFM, Inc. -NMLS #2893. NFM, Inc. is an Equal Housing Lender. NFM, Inc. dba Landsea Mortgage, has a financial relationship with the home builder Landsea Homes and you may choose not to use NFM Inc, dba Landsea Mortgage as your lender in connection with the purchase of a Landsea Home. You are entitled to shop around for the best lender/real estate company for you. This is not a credit decision or a commitment to lend. Landsea Mortgage cannot predict where rates will be in the future. Make sure you understand the features associated with the loan program you choose and that it meets your unique financial needs. For full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc. is not affiliated with, or an agent or division of, a governmental agency or depository institution. Landsea Mortgage powered by NFM Tempe branch is located at 58 S River Drive, Suite 330, Tempe, AZ 85288. Branch NMLS #1490627. Branch licensing information: AZ 0121417. NFM, Inc. d/b/a NFM Lending. NFM, Inc. is licensed by AZ #0934973; FL # MLD174 and MLD795; TX # 2893 (dba NFM Consultants, Inc.). Copyright ^© 2024 NFM, Inc. dba NFM Lending. America’s Common Sense Lender^® Trade/service marks are the property of NFM, Inc. and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.