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With Landsea Homes, what’s important to you is important to us. That includes finding the right loan with numbers that will help you make your move!

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 12/1/2025.

Alameda Marina – 4.125% (6.362% APR) – 5234.22 + $25K

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.362% APR (“Promotion”) valid on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.362% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $1,200,000 and a loan amount of $1,080,000, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $5234.22 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited-time offer until funds run out. Not all borrowers or properties will qualify.

Landsea Homes has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

Essex + Gage – 4.125% (6.119% APR) – 4143.76 + 20k

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.119% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.119% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $950,000 and a loan amount of $855,000, 10% down payment and 680 credit score with 1.96% in discount points. Monthly Principal & Interest at $4143.76 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify.

Goldenpeak – 4.125% (6.204% APR) – 5234.22 + $75K closing costs

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.204% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.204% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $1,200,000 and a loan amount of $1,080,000, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $5234.22 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify.

Skyeland – 4.125% (6.214% APR) – 4148.07 + 75K

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.214% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.214% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $950,990 and a loan amount of $855,891, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $4148.07 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify.

Highlands Preserve – 4.125% (6.205% APR) – 2747.96 + Personalized finance

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.205% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.205% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $630,000 and a loan amount of $567,000, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $2747.96 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify.

Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 11/2025.

Rialta – 4.125% (6.209% APR) – 2508.06

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.209% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.209% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $575,000 and a loan amount of $517,500, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $2508.06 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify.

Freedom at Anthem – 4.125% (6.215% APR) – 1831.98

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.215% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.215% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $420,000 and a loan amount of $378,000, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $1831.98 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify.

Avery Centre – 4.125% (6.222% APR) – 1613.88

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.222% APR (“Promotion”) valid on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.222% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $370,000 and a loan amount of $333,000, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $1613.88 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify.

Lariat 4.125% (6.222% APR)

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