Road2Home Your Acceleration To Homeownership
For many people, homeownership is considered a dream – a representation of stability, security and a sense of achievement. Our goal at Landsea Mortgage is to fulfill that dream for every family!
We understand that purchasing a new home can come with certain obstacles that often feel overwhelming. Securing home loans for bad credit, for instance, is one of the most common.
Your credit score reflects your credit worthiness, which affects your loan terms and interest rates. A good credit score ensures that your rates and terms work in your favor. In the long run, this means more money saved per month as well as greater accessibility to credit and the opportunities that come with it. Timely bill payments, maintaining low credit card balances and regularly monitoring your credit report are just a couple ways to boost and sustain a healthy credit score. If that feels like a lot to take in, don’t worry – this is where we come in.
Landsea Mortgage has an in-house, cost-free credit enhancement program called Road2Home! Whether you are a first-time buyer seeking home loans with no credit or applying for a mortgage with poor credit, a Road2Home credit specialist will work closely with your Landsea Mortgage Loan Originator to establish proper expectations for qualifying credit scores and create a plan to successfully achieve your desired score. And for those with good credit, what’s stopping you from pursuing an exceptional credit score? Road2Home is designed to support all homebuyers at every level of credit. This service is complimentary to our homebuyers and is designed to make sure you have the most favorable mortgage terms.
Credit scores are simply our starting point to guide you through the process of increasing your credit (and confidence) to purchase your dream home. So let us help you secure a home buying loan for bad credit – we will be there every step of the way as you successfully achieve your desired score and a place to call your own.