New Quick Move-In Homes in Florida

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AZ:
*FHA – 3.99% (4.714% APR) based on 3.5% down payment
VA – 3.99% (4.186% APR) based on 0% down payment

SoCal:
****FHA – YR 1 3.99%-YR 2+ 4.99% (5.724% APR) based on 3.5% down payment
VA – YR 1 3.99%-YR 2+ 4.99% (5.199% APR) based on 0% down payment

NorCal:
****FHA – YR 1 3.99%-YR 2+ 4.99% (5.724% APR) based on 3.5% down payment and the max FHA loan amount of $1,209,750. Loan amounts greater will have additional costs.
VA – YR 1 3.99%-YR 2+ 4.99% (5.199% APR) based on 0% down payment and the max conforming loan amount of $806,500. Loan amounts greater will have additional costs.

CO:
*FHA – 3.99% (4.714% APR) based on 3.5% down payment
VA – 3.99% (4.186% APR) based on 0% down payment

FL:
*FHA – 3.99% (4.708% APR) based on 3.5% down payment
VA – 3.99% (4.186% APR) based on 0% down payment

Austin, TX:
*FHA – 3.99% (4.714% APR) based on 3.5% down payment
VA – 3.99% (4.186% APR) based on 0% down payment

*For a limited time, Landsea Homes is offering below-market interest rates valid on new home contracts for eligible properties closing by 6/30/2025 (the “Promotion”). Landsea Homes has locked in, through Landsea Mortgage, fixed interest rates using a pool of funds. Interest rates are only available through Landsea Mortgage until funds are either depleted or rates expire. Interest rates are subject to change daily and without notice.

**For a limited time, Landsea Homes is offering to buy down the Market Interest Rate by 1% within 45 days of the Final Closing Date for delivery of the home, valid on new contracts as of 2/20/2025 and applied to select homesites (the “Promotion”). The Final Closing Date will be provided by Landsea Homes once the home is substantially complete. The Market Interest Rate will be based off the Mortgage Bankers Association Weekly Rate Survey, which can be found here: https://www.mortgagenewsdaily.com/mortgage-rates/mba. At closing, Landsea Homes agrees to contribute a closing cost credit toward discount points to buy down the Market Interest Rate by 1%. The total contribution by Landsea Homes is subject to maximum contribution limitations based on mortgage loan program guidelines, and excludes loan level pricing adjustments (LLPAs) based on qualifying credit score, loan to value, occupancy and property type. The Promotion assumes (a) a Conventional, fixed-rate loan; 10% down payment or more; 780 credit score or better; and Primary Residence; (b) a FHA, fixed-rate loan; 3.50% down payment; 640 credit score or better; and Primary Residence; or (a) a VA, fixed-rate loan; 0% down payment; 640 credit score or better; and Primary Residence. Interest rates are subject to change daily and without notice. The final interest rate will depend on the Market Interest Rate at the time of requesting to lock, individual qualifications and loan specifics.

***Appliance Package varies depending on community/home, subject to change based on availability. No cash alternative or substitution allowed, except Seller reserves the right in its sole discretion to substitute a package of comparable value if the existing packages are unavailable, in whole or in part, for any reason. Applicant must comply with all eligibility requirements for the promotion stated herein.

****For a limited time, Landsea Homes is offering a 1/0 Temporary Interest Rate Buydown rates valid on new home contracts for eligible properties by 5/30/2025 (the “Promotion”). Landsea Homes has locked in, through Landsea Mortgage, fixed interest rates using a pool of funds. Purchase your home today and in the first year your original interest rate (4.99%) will be temporarily lowered by 1 percentage point (3.99%). After that time, your mortgage will revert to the original interest rate (4.99%) from the second year through the life of the loan. Interest rates are only available through Landsea Mortgage until funds are either depleted or rates expire. Interest rates are subject to change daily and without notice.

Applicants are subject to qualifications for specific loan terms, occupancy, down payment, credit and underwriting requirements and/or investor program guidelines – not all applicants will be eligible for the Promotion. For eligibility, an applicant must (1) pre-apply with Landsea Mortgage by visiting www.landseamortgage.com prior to submitting an offer to qualify for the Promotion; (2) utilize the services of Landsea Homes’ closing agent and finance with Landsea Mortgage; and (3) satisfy all other eligibility criteria of Landsea Homes and/or Landsea Mortgage. Applicants are not required to finance through Landsea Mortgage; however, the Promotion is only available through Landsea Mortgage.

This is a co-marketing piece with Landsea Homes. Landsea Mortgage is a Division of NFM, Inc. NFM, Inc. -NMLS #2893. NFM, Inc. is an Equal Housing Lender. NFM, Inc. dba Landsea Mortgage, has a financial relationship with the home builder Landsea Homes and you may choose not to use NFM Inc, dba Landsea Mortgage as your lender in connection with the purchase of a Landsea Home. You are entitled to shop around for the best lender/real estate company for you. This is not a credit decision or a commitment to lend. Landsea Mortgage cannot predict where rates will be in the future. Make sure you understand the features associated with the loan program you choose and that it meets your unique financial needs. For full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc. is not affiliated with, or an agent or division of, a governmental agency or depository institution. Landsea Mortgage powered by NFM Tempe branch is located at 58 S River Dr, Suite 330, Tempe, AZ 85281. Branch NMLS #1490627. Branch licensing information: AZ 0121417. NFM, Inc. d/b/a NFM Lending. NFM, Inc. is licensed by AZ #0934973; MLOs and company are CA licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. CA #6039416 and 4131349; CO #2893; FL # MLD174 and MLD795; TX # 2893 (dba NFM Consultants, Inc.). Copyright © 2025 NFM, Inc. dba NFM Lending. America’s Common Sense Lender® Trade/service marks are the property of NFM, Inc. and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Dallas-Fort Worth:
*FHA – 3.99% (4.735% APR) based on 3.5% down payment
VA – 3.99% (4.215% APR) based on 0% down payment

*Offer valid for new contracts on select inventory homes that close on or before 6/30/25. 3.99% fixed rate cannot be combined with other offers. FHA Loan APR 4.735% based on available rates as of 4/15/25 with FICO score of 680, Sales Price of $450,000 and 3.5% down payment on a FHA 30 yr fixed term. VA Loan APR 4.215% based on available rates as of 4/15/25 with FICO score of 680, Sales Price of $450,000 and 0% down payment on a VA 30 yr fixed term. All Financing and Rate incentives are based on FHA/VA loans and only valid for customers using Landsea Mortgage powered by S3 Home Loans NMLS# 2395795. Offer excludes Bond/Down Payment Assistance loans. Offer subject to credit approval, not all borrowers will qualify. Additional Closing Cost amounts, if any, are dependent on the structure of the loan buyer chooses and the responsibility of the buyer. Seller credit cannot exceed actual closing costs and any unused amounts that cannot be applied will be forfeited. This offer is subject to change or to be discontinued at any time without prior notice. Please contact your Landsea Homes Sales Counselor for further details.

**For a limited time, Landsea Homes is offering to buy down the Market Interest Rate by 1% within 45 days of the Final Closing Date for delivery of the home, valid on new contracts as of 04/15/2025 and applies to select homesites (the “Promotion”). The Final Closing Date will be provided by Landsea Homes once the home is substantially complete. The Market Interest Rate will be based off the Mortgage Bankers Association Weekly Rate Survey, which can be found here: https://www.mortgagenewsdaily.com/mortgage-rates/mba. At closing, Landsea Homes agrees to contribute a closing cost credit toward discount points to buy down the Market Interest Rate by 1% when closing with Landsea Mortgage Homes powered by S3 Home Loans NMLS# 2395795. The total contribution by Landsea Homes is subject to maximum contribution limitations based on mortgage loan program guidelines, and excludes loan level pricing adjustments (LLPAs) based on qualifying credit score, loan to value, occupancy and property type. The Promotion assumes (a) a Conventional, fixed-rate loan; 10% down payment or more; 780 credit score or better; and Primary Residence; (b) a FHA, fixed-rate loan; 3.50% down payment; 640 credit score or better; and Primary Residence; or (a) a VA, fixed-rate loan; 0% down payment; 640 credit score or better; and Primary Residence. Interest rates are subject to change daily and without notice. The final interest rate will depend on the Market Interest Rate at the time of requesting to lock, individual qualifications and loan specifics.