Buy Below Market Rate in Southern California

Save today with flexible financing through NFM Lending! When you buy a select home at Silveroak at IronRidge or alto at neuhouse and close by August 31, 2022, Landsea Homes will pay for a below-market interest rate with reduced mortgage payments. Whether it’s a 2-1 buydown with an introductory rate of 3.99%, an extended rate lock or other flexible financing solution that best suits your needs, it’s your choice—and it’s on us.

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SILVEROAK IN LAKE FOREST

Homesite 1807 – Plan 1
1,311 Sq. Ft
2 Bedrooms
2.5 Bathrooms
$900,805
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Homesite 1808 – Plan 3
1,693 Sq. Ft.
3 Bedrooms + Office
2.5 Bathrooms
$1,061,820
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Homesite 1908 – Plan 3
1,693 Sq. Ft.
3 Bedrooms + Office
2.5 Bathrooms
$1,006,360
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ALTO AT NEUHOUSE IN ONTARIO

Homesite 1103 – Plan 2
1,485 Sq. Ft.
3 Bedrooms
2.5 Bathrooms
$606,649
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Homesite 1104 – Plan 2
1,485 Sq. Ft.
3 Bedrooms
2.5 Bathrooms
$604,903
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Homesite 1105 – Plan 1
1,317 Sq. Ft.
2 Bedrooms
2 Bathrooms
$557,794
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*Rates effective 6/30/22. For a limited time, Seller is offering a below-market interest rate through a combination of Seller-paid discount points and a 2/1 Temporary Interest Rate Buydown (the “Promotion”) valid on new home contracts entered into as of 6/30/22 through 7/15/22 and closing by 8/31/22 (“Promotion Period”), and applies to the homesites showcased herein. Purchase your home today and in the first year your interest rate will be 2% lower (3.990%) than the rate you locked in. In the second year, your rate will be 1% lower (4.990%) than the rate you locked in, and the rate will go to the original locked rate (5.990%) from the third year through the life of the loan. For eligibility, an applicant must (1) pre-apply with Affiliated Lender by visiting www.nfmapplynow.com prior to submitting an offer to qualify for the Promotion; (2) utilize the services of the Seller’s closing agent and finance with Affiliated Lender; and (3) satisfy all other eligibility criteria of Seller and/or Affiliated Lender. At closing, Seller agrees to contribute up to 3.50% of total loan amount toward the Seller-paid discount points, the temporary interest rate buydown and/or other settlement costs. The total contribution by Seller is subject to maximum contribution limitations based on mortgage loan program guidelines. The Promotion is limited to conventional financing for qualified owner-occupied borrowers only. Applicants are not required to finance through the Affiliated Lender; however, the Promotion is only available through the Affiliated Lender. The interest rate and associated annual percentage rate (“APR”) stated above assume a 30-year, fixed-rate conventional loan with a 90% loan to value (“LTV”), a qualifying credit score of at least 740 and debt to income (DTI) less than 45%. Monthly mortgage insurance premium may be required and will vary depending on the actual loan characterization. Actual mortgage payment and interest rate may vary based on an applicant’s specific circumstances. Make sure you understand the features associated with the loan program you choose and that it meets your unique financial needs. Subject to all underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of a loan application with Affiliated Lender and verification of homeownership, occupancy, title, income, employment, credit, home value, collateral and other underwriting requirements. Not all applicants will be approved for financing. Affiliated Lender cannot predict where rates will be in the future. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. NFM Lending Tempe branch is located at 850 West Elliot Road, Suite 101, Tempe, AZ 85284.

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