Act Fast—Get the Gold Key to Unlock Savings on your New Home!

Landsea Homes is giving you the Golden Keys to incredible incentives at participating Southern California neighborhoods.

For a limited time take advantage of special financing for FHA-qualified buyers, receive up to $5,000 toward your closing costs and be worry-free with a no-cost refinance for the first three years of your loan!

Call or visit a Landsea Homes Southern California neighborhood today for more information on how to access these Gold Key deals.

© 2022 Landsea Homes US Corporation. LANDSEA® and LIVE IN YOUR ELEMENT® are federally registered trademarks of Landsea. All rights reserved and strictly enforced. ^$10,000, $20,000, $25,000 and $30,000 flex spending credit, 3-year no-fee financing promotion are valid ONLY on select neuhouse, ShadeTree, Nolin, Hudson and Petra homes in contract on or before November 13, 2022 that close escrow on or before December 28, 2022. Contributed by Landsea Homes and not guaranteed by Landsea Mortgage. ^^Free washer, dryer and refrigerator promotion are valid ONLY on select homes in contract on or before November 13, 2022 that close escrow on or before December 31, 2022. Contributed by Landsea Homes and not guaranteed by Landsea Mortgage. Check with Landsea Homes for details. ALL PROMOTIONS ARE SUBJECT TO CHANGE AND NOT GUARANTEED. Plans, pricing, product information, square footages, amenities and community/neighborhood information are subject to change without notice or obligation. Square footages are approximate. This is not an offering where prohibited by law. Models do not reflect racial preference. No information contained herein shall be deemed to constitute a representation or warranty of any kind. Please consult a Landsea Homes sales representative for details. Landsea Real Estate California, Inc. CA DRE license #02030520.

*Rates effective 10/21/22. For a limited time, Seller is offering a 2/1 Temporary Interest Rate Buydown (the “Promotion”) valid on new home contracts entered into as of entered into as of 10/22/22 through 12/13/2022 and closing by 12/30/22 (“Promotion Period”) and applies to the homesites showcased herein. Purchase your home today and in the first year your interest rate will be 2% lower (4.750%) than the rate you locked in. In the second year, your rate will be 1% lower (5.750%) than the rate you locked in, and the rate will go to the original locked rate (6.750%) from the third year through the life of the loan. For eligibility, an applicant must (1) pre-apply with Affiliated Lender by visiting www.landseamortgage.com prior to submitting an offer to qualify for the Promotion; (2) utilize the services of the Seller’s closing agent and finance with Affiliated Lender; and (3) satisfy all other eligibility criteria of Seller and/or Affiliated Lender. The Promotion is limited to Conventional financing for qualified owner-occupied borrowers only. Applicants are not required to finance through the Affiliated Lender; however, the Promotion is only available through the Affiliated Lender. The interest rate and associated annual percentage rate (“APR”) stated above assume a Conventional loan program with 95.0% loan to value (“LTV”), a qualifying credit score of at least 740, and debt to income (DTI) less than 45.0%. Some restrictions apply. On plans 2 and 3 only borrowers will receive up to 3% of the loan amount toward buyer financing. In some instances, the credit may be less due to loan program restrictions. This lender credit of up 3% of the loan amount can be redeemed once the loan closes with Landsea Mortgage. Landsea Homes contribution is not guaranteed by Landsea Mortgage. Check with Landsea Homes for details. This credit is not redeemable for cash or cash equivalents. Void where prohibited by law. This credit expires at 5:00 P.M. EST on [12/30/2022]. **Some restrictions apply. Borrowers will receive a lender credit toward their closing costs, up to [$5,000] by Landsea Mortgage. In some instances, the credit may be less due to loan program restrictions. This lender credit of up to [LS Mortgage $5,000] can be redeemed once the loan closes with Landsea Mortgage. Landsea Homes contribution is not guaranteed by Landsea Mortgage. Check with Landsea Homes for details. This credit is not redeemable for cash or cash equivalents. Void where prohibited by law. This credit expires at 5:00 P.M. EST on [12/30/2022].

^The No Cost Refinance is subject to the refinancing of an outstanding loan originated by NFM Lending that is secured by the same property upon which that borrower previously received from NFM Lending. No Cost Refinance is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), renovation loans, bond loan programs, down payment assistance programs or personal loans (i.e., loans that are not secured by the property). The No Cost Refinance may only be used by submitting an application directly to NFM Lending once six satisfactory mortgage payments have been made. Offers vary and are subject to change without notice. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. Landsea Mortgage is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. This is a co-marketing piece with Landsea Homes US Corporation (“Seller”). Landsea Mortgage has a financial relationship with Landsea Homes and you may choose not to use Landsea Mortgage in connection with the purchase of a Landsea Homes property. You are entitled to shop around for the best lender/real estate company for you. Landsea Mortgage is an Equal Housing Lender, for full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM Inc. is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2022.

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